Do I need a major medical policy?
Yes, patients are required to carry a major medical plan with their PrimaCare Direct membership. PrimaCare direct covers 90% of medical needs, but it will not cover 100% of medical needs. For the rare occasions that you need to visit a hospital or receive specialty care, you can pair your PrimaCare Direct membership with your own health insurance plan. The chart below shows examples of plan usage. Call 612-444-6600 if you have any questions.
PrimaCare Direct Major Medical Plan
Yearly Physical Cancer treatment
Cast & X-Ray for hairline fracture Surgery to reset a bone after a major break
Strep throat Culture Severe illness in the night requiring the ER
Asthma education & testing Severe asthma attack requiring the ER
Skin biopsy Skin cancer treatment
Pap smear & annual woman's well exam Childbirth
Cholesterol screening & EKG Heart attack